Annuities

An annuity may be a good way to convert your savings into retirement income. Many annuities offer an income option that guarantees you won’t outlive your money. The following products are all offered by The Variable Annuity Life Insurance Company. All guarantees are backed by the claims-paying ability of The Variable Annuity Life Insurance Company.

Portfolio Director^® Fixed and Variable Annuity

Portfolio Director provides flexibility through two proven investment approaches: fixed and variable. Variable options tend to seek growth while fixed options lean towards maximizing current income or preserving capital.

Potentia^® Fixed and Variable Annuity

Potentia offers you a broad spectrum of fixed and variable investment options from which to choose.

Equity Director

Sold by our independent distribution partners located across the country, Equity Director Fixed & Variable Annuity is available as an IRA, Non-Qualified annuity or as a 403(b) roll over product.

Set Rate Annuity

The Set Rate Annuity (SRA) is a single-premium annuity with a market value adjustment (MVA) for withdrawals.

DirectSource^® Immediate Fixed Annuity

DirectSource offers options that can guarantee retirees lifetime income that they will not outlive.

Power Index Annuity^®

The Power Index Annuity offers all the benefits of a fixed-rate annuity, but with the potential to enhance the growth of the income you will need for retirement.

Premiere 5^SM

One way you can plan for your future needs is with the Premiere 5, a flexible-premium, tax-deferred fixed annuity that offers an interest rate guarantee on your initial purchase premium.

Premiere 7^SM

The Premiere 7 is a flexible-premium, tax-deferred fixed annuity that provides safety of principal, avoids probate, allows access to funds during accumulation, guarantees interest rates on your initial purchase premium and has other benefits to help you plan for and enjoy a secure retirement.

Income taxes are payable at withdrawal, and further restrictions and tax penalties may apply to early withdrawals. Investment values will fluctuate so that investment units, when redeemed, can be worth more or less than their original cost. Also, annuity contracts typically include limitations, exclusions and expense charges, which are described in the current prospectus.

valic_print Print valic_email E-mail

Important Notice about Purchasing an Annuity From Us

To help the government fight the funding of terrorism and money-laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who purchases certain annuity products. What this means for you: When you purchase certain annuity products from us, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may ask to see your driver's license or other identifying documents.

Securities and investment advisory services are offered by VALIC Financial Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

VALIC represents The Variable Annuity Life Insurance Company and its subsidiaries, VALIC Financial Advisors, Inc. and VALIC Retirement Services Company.

This information is general in nature and may be subject to change. Neither VALIC nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.