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Contributions

How do I contribute to the Plan?

Through payroll deduction, your Plan allows you to make pretax contributions up to the maximum allowed by the Internal Revenue Service (IRS). The dollar limit is $17,000 for 2012. If you are age 50 or older, you may also contribute an additional $5,500 in 2012. Special additional catch-up provisions may also be available. There is a minimum deferral amount of $180 annually or $15 per month. You may talk to your financial advisor for more information.

If you have an existing 403(b) tax deferral arrangement account with a prior employer, you can transfer or roll over that account into the Plan on becoming a participant in the Plan.

Can I stop or change my contributions?

You may stop your contributions anytime. Once you discontinue contributions, you may only start again as provided under the terms of the Plan.

You can increase or decrease the amount of your contributions anytime.

How are plan contributions invested?

You decide how to invest your Plan account, selecting from investment choices provided under the Plan, as determined by The California State University. Click here for a list of investment options.

You can change your investment choices anytime.

To view or print a prospectus, click here. Click on "Funds" in Quick Links, and funds available to your plan are displayed. The prospectus contains the investment objectives, risks, charges, expenses and other information about the respective investment company that you should consider carefully before investing. Please read the prospectus carefully before investing or sending money. You may also request a copy by calling 1-800-448-2542.