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For more information on these plan types
Plan Options
  • 401(k)
  • 403(b)
  • Roth Accounts
  • 457(b)
  • Side-by-Side Plans
  • 401(a)
  • 403(a)
  • Top Hat Plans (Executive Deferred Compensation)
       - 457(b)
       - 457(f)
  • Alternative Plans
       - Special Pay
       - Deferred Compensation Alternative
       - FICA Alternative
  • Health Reimbursement Arrangement (HRA)
  • Small Business Plans
       - Simplified Employee Pension (SEP) IRAs
       - Savings Incentive Match Plan for Employees (SIMPLE) IRA

Small Business Plans

Small businesses often need retirement plans on a smaller scale with reduced costs and easy administration. VALIC has a handle on those plans, too.

Small business = special needs. It just makes sense that the plan that meets the needs of a large organization might be too cumbersome or expensive for a small business. But there are retirement plans that can work for your organization, and VALIC can help you find the right fit.

Simplified Employee Pension (SEP) IRA allows small-business employers to contribute to an IRA set up in each employee’s name. Employee contributions are not allowed.

Savings Incentive Match Plan for Employees (SIMPLE) IRA allows qualifying small-business employers to choose from one of two mandatory matching-contribution formulas.