Our expertise extends to a variety of tax-qualified specialty plans that deal with healthcare reimbursement, unused sick and vacation pay, a Social Security alternative and more.
Expertise, flexibility and variety. If your organization has special needs beyond the "standard" retirement plan, VALIC is there with the specialty plans you need and the expertise to get you started.
Special Pay plan allows employers to convert value of employees' unused sick and vacation pay to tax-deferred retirement savings.
FICA Alternative plan allows part-time, seasonal or temporary employees of qualifying governmental employers to opt out of Social Security and contribute to a private retirement plan.
Health Reimbursement Arrangement (HRA) provides administrative and tax benefits to employers and helps employees fund pre- and post-retirement healthcare expenses.
Deferred Compensation Alternative is a flexible, nonqualified arrangement that allows employers to offer key employees an additional benefit in lieu of or in addition to an EDC plan.