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Fixed-Interest Option Rate

The Fixed-Interest Option rate to your retirement plan is declared monthly.

June 2012 Rate: 2.75%

Interest rates are subject to change at the beginning of each calendar month and guaranteed to be at least 2.50% for calendar year 2012. Past performance is no guarantee of future results. For more information about VALIC's fixed account or other investments options, contact your local VALIC financial advisor.

Policy Form GFUA-504, a group fixed unallocated annuity, issued by The Variable Annuity Life Insurance Company, Houston, Texas. VALIC declares a portfolio interest rate monthly for the Fixed-Interest Option. That declared portfolio interest rate is guaranteed until the end of the month and is credited to all new and old deposits as well as credited interest. The contractual lifetime minimum guaranteed interest rate is 2.00%. All interest is compounded daily at the declared annual effective rate. VALIC's interest-crediting policy is subject to change, but any changes will not reduce the current rate below the contractually guaranteed minimum or money already credited to the account. All guarantees are backed by the claims-paying ability of The Variable Annuity Life Insurance Company.