Part Time Retirement Goals

Part Time Employees Plan Features
- Available Funds & Performance
- Retirement Goals
Full Time Employees Plan Features
- Available Funds & Performance
- Retirement Goals

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Part Time Employees Retirement Goals

Achieving financial security during retirement can seem challenging. But, as a part-time employee of Central Texas College, you have a "Retirement Advantage," the Central Texas College Employees' Supplemental Plan and Trust.

Here's how the plan can help you meet your retirement goals:

• You contribute by convenient, automatic payroll deduction.

• You contribute after tax withholding is calculated.

• You decide how to invest all contributions to your account.

• As an employee, you must make mandatory after-tax contributions equal to 3.75% of your eligible pay.

• Central Texas College will also make mandatory contributions equal to 3.75% of your compensation (pre-tax).

Your investment options include:

• Defined mix of funds based on your risk tolerance and investment goals

• 4 mutual funds from well-known investment management firms, plus a fixed-interest option^SM

Personal, face-to-face service

• Educational programs about retirement and planning issues

• Individually customized retirement planning services

• Computer-based retirement planning and investment services

• Periodic plan review and rebalancing

Easy administration

• High-tech data-processing systems

• Immediate posting of contributions

• Transferability

• Anytime access to account information via this site or by phone at 1.800.448.2542

• Portability

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Securities and investment advisory services are offered by VALIC Financial Advisors, Inc., member FINRA, SIPC and an SEC-registered investment advisor.

VALIC represents The Variable Annuity Life Insurance Company and its subsidiaries, VALIC Financial Advisors, Inc. and VALIC Retirement Services Company.

This information is general in nature and may be subject to change. Neither VALIC nor its financial advisors or other representatives give legal or tax advice. Applicable laws and regulations are complex and subject to change. Any tax statements in this material are not intended to suggest the avoidance of U.S. federal, state or local tax penalties. For legal or tax advice concerning your situation, consult your attorney or professional tax advisor.