The Variable Annuity Life Insurance Company has received strong ratings from independent ratings agencies, reflecting its financial stability and its ability to meet its obligations to its policy holders and others. Ratings are based on claims-paying ability and do not guarantee the performance of variable options.
|Agency||Rating||Definition||As of 2/14/2013|
|Standard & Poor's||A+ (Strong)2||Companies rated A have strong financial security characteristics, but are somewhat more likely to be affected by adverse business conditions than are insurers with higher ratings.|
|Moody's||A2 (Good)2||Companies rated A offer good financial security. However, elements may be present that suggest a susceptibility to impairment sometime in the future.|
|A.M. Best||A (Excellent)1||Companies rated A have an excellent ability to meet their ongoing financial obligations to policyholders.|
|Fitch||A+ (Strong)2||Companies rated A have low expectations of default risk. The capacity for payment of financial commitments is considered strong. This capacity may, nevertheless, be more vulnerable to adverse business or economic conditions than is the case for higher ratings.|
2 Outlook stable
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