The Variable Annuity Life Insurance Company has received strong financial strength ratings from independent ratings agencies, reflecting its financial stability and its ability to meet its obligations to its policy holders and others.
|Agency||Rating||Definition||As of 8/28/2014|
|Standard & Poor's||A+ (Strong)2||Companies rated A have strong financial security characteristics, but are somewhat more likely to be affected by adverse business conditions than are insurers with higher ratings.|
|Moody's||A2 (Good)2||Companies rated A offer good financial security. However, elements may be present that suggest a susceptibility to impairment sometime in the future.|
|A.M. Best||A (Excellent)1||Companies rated A have an excellent ability to meet their ongoing financial obligations to policyholders.|
|Fitch||A+ (Strong)2||Companies rated A have low expectations of default risk. The capacity for payment of financial commitments is considered strong. This capacity may, nevertheless, be more vulnerable to adverse business or economic conditions than is the case for higher ratings.|
1 Outlook positive
2 Outlook stable
Ratings are current as of 08/28/14 and subject to change at any time. Standard & Poor’s 21 ratings are a measure of claims-paying ability and range from AAA (Extremely Strong) to R (Regulatory Action). Moody’s Investors Service’s 21 ratings are a measure of financial security and range from Aaa (Exceptional) to C (Extremely Poor). A.M. Best’s 15 ratings are a measure for claims-paying ability and range from A++ (Superior) to F (in Liquidation). Fitch Ratings’ 21 ratings are a measure of insurer financial strength and range from AAA (Exceptionally Strong) to C (Distressed). Only the fixed account protection features, income payments, and guarantees are backed by the claims-paying ability of the issuing insurance company.
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