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How to teach kids about money: spending and saving

When it comes to giving your kids - or grandkids – a head start on handling money, experts agree - the sooner the better. Use these online tools to help teach your children the basics of budgeting and saving.

Bizkids.com: Biz Kids is a national financial education initiative based on an Emmy Award-winning public television series. The show features a fast-paced mix of direct education to teach young viewers how to make and manage money. The website also offers games, resources and lesson plans geared toward financial literacy and entrepreneurship.

Thefrugalitygame.com: The Frugality Game describes itself as "a financial journey that can change your life." Players follow the Frugal family as they search the world for treasure and adventure, revealing hidden treasures in your own personal finances along the way. Kids and teens can play on the website or download it to their mobile devices.

Mymoney.gov: A product of the congressionally chartered Federal Financial Literacy and Education Commission, mymoney.gov offers several links to games, fun activities, video games and information about money for kids and youth.

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