Partnership Essentials: July 2018
VALIC understands that plan sponsors are busy, and many don’t have the background to help them feel comfortable about choosing investment options — including default investment options. But what if there were an investment solution designed to minimize plan sponsor uncertainty and simplify employee choices — all while using the plan sponsor’s existing fund lineup?
GuidedTarget Models is an investment solution designed to take the guesswork out of allocating assets for retirement investing that is…
GuidedTarget Models helps keep employee savings on track with professional investment strategies. The models gradually adjust their blend of investments for the life of the account. As a participant moves closer to their preferred retirement year, each model’s mix will naturally transition into more conservative investments — like fixed income — aiming for a blend of stocks, bonds and cash appropriate for the target year.
Many well-known fund companies offer target date funds; however, the GuidedTarget Models from VALIC offers certain benefits, including...
While some plan participants embrace the opportunity to select and customize their own investment allocations, others find the prospect overwhelming—and they look to their plan sponsors and providers for help. That’s just one reason plan sponsors should consider using GuidedTarget Models as their QDIA.
It’s easy, efficient and it could save money for the plan sponsor. Want to know more? Read our GuidedTarget Models brochure.